|
Loan
Rates
Rates as of July 1, 2008
|
Loans
|
|
Term
|
Fixed
Rate
|
Variable
Rate
|
|
ALL
TITLED
VEHICLES
|
|
NEW
and USED
2002 and newer
rate
based on credit
score
|
as low as
6.24 %
|
|
|
USED
2001 and older
rate
based on credit score
|
as low as
9.24 %
|
|
|
UNSECURED
|
|
rate based on
credit score
|
as low as
12.00
%
|
|
|
PSL
LINE-OF-CREDIT
|
|
rate based on
credit score
|
|
as low as
11.00 %
|
|
VISA
CLASSIC
|
|
|
.
|
10.00 %
|
|
MASTERCARD
|
|
|
|
10.00 %
|
|
VISA
GOLD
|
|
|
|
9.00 %
|
|
HOME
EQUITY LINE OF
CREDIT
|
|
LTV
80 % or less
|
6.00 %
|
5.50 %
(.50 % over
Prime)
|
|
LTV
81% - 90 %
|
7.00 %
|
6.50 %
(1.50 % over
Prime)
Prime is currently 5.00
%
|
|
SHARE/CERTIFICATE
PLEDGED
|
|
|
2.00 %
over rate earned on
pledged
account
|
|
PLEASE CONTACT THE CREDIT UNION FOR
ADDITIONAL RATE AND LOAN PRODUCT
INFORMATION.
Rates are disclosed as Annual Percentage
Rates. Offered rates are subject to
change.
|
